The Financial Institutions Sector has undergone rapid changes in recent years due to socio-economic, regulatory and technological developments. Financial services have been in many cases identified to lie at the origin of the world financial crisis in the post-Lehman world, or else being involved in the aftermath of the sovereign debt crisis. The immense pressures exerted either on the national economy via the banking sector, or on the financial institutions themselves as a result of the severe economic downturn, have been marking the evolution of the Financial Institutions sector.

The post crisis landscape in the financial services industry calls for mechanisms to ensure stability. The need to adhere to enhanced regulatory norms established as a result of the crisis, together with the ongoing need to finance the real economy struggling under extreme cash shortage situations, requires the commitment of significant human and financial resources in the quest for business models that bring the industry back to normal operating conditions, away from the current state-owned status in the quest for a new wave of business growth, cost efficiency and profitable operations.

Hakkadosh Heritage Consulting supports clients to adequately scope small and large-scale interventions as a key element of success by following a guided participative approach mobilising client organisations and leveraging their resources to build a sense of ownership.

Hakkadosh Heritage Consulting offers either on its own or with partners a wide range of core Strategy & Finance, Management Consulting and ICT Consulting Services to Financial Institutions, but has also been active in the provision of Development Consulting Services related to private investments funding and management, as well as in the provision of Infrastructure Development supporting Financiers of PPP/PFI/Concession and Private projects to identify and mitigate risks related to project bankability.

Leveraging on a large pool of accumulated expertise and know-how, we are able to deliver solutions that are specifically built around each client's needs.